RBI is right to act on digital payment fraud. But some safeguards need sharper design

• India mein digital payments ke saath cyber fraud cases aur losses badh rahe hain.
• Isko control karne ke liye RBI naye safety rules laane ka plan kar raha hai.
• Main steps:
  • Bade transactions par 1-hour delay (fraud hone par rokne ka time milega)
  • Extra security checks for risky users
  • Mule accounts (fraud accounts) par strict monitoring
  • User controls & “kill switch” jisse account turant block kiya ja sake

Online fraud badh raha hai, isliye RBI naye security features la raha hai taaki logon ka paisa safe rahe aur fraud ko jaldi roka ja sake.