Education Loan
Finance Your Future In India & Abroad
Achieve Your Academic Dreams
An Education Loan is designed to provide financial support for students pursuing higher studies in India or overseas. It covers tuition fees, accommodation, travel, and books. Whether you have collateral to offer or are looking for a merit-based unsecured credit, we help you find the best lending partners to fund your career goals.
Top Banks Education Loan Rates (2026)
| Bank / Lender | Interest Rate (p.a) | Loan Type |
|---|---|---|
| State Bank of India (SBI) | 8.50% – 10.50% | Secured |
| Bank of Baroda | 8.75% – 10.75% | Secured/Unsecured |
| HDFC Credila | 10.25% – 13.50% | Unsecured |
| ICICI Bank | 9.50% – 12.00% | Unsecured |
| Axis Bank | 9.00% – 13.00% | Both |
| IDFC First Bank | 10.50% – 12.50% | Unsecured |
*Rates depend on the course, university ranking, and country of study.
Why Opt for Our Education Loans?
Moratorium Period: Repayment starts after course completion.
Tax Benefits: Save on tax under Section 80E.
100% Financing: No margin money required for top institutes.
Wide Acceptance: Covers 1000+ Global Universities.