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RBI announces removal of interest rate cap on NRI deposits: Will SBI, HDFC and ICICI Bank hike rates

Reserve Bank of India ne NRI dollar deposits par interest rate cap hata diya, banks ab higher returns offer kar sakte hain Currency risk RBI ne absorb kiya hai, jisse NRIs ko zyada attractive returns milne ke chances badh gaye   financial express https://www.financialexpress.com/immigration/rbi-announces-removal-of-interest-rate-cap-on-nri-dollar-deposits-rules-and-impact-explained/4271560/?ref=hometop_hp

FinTech infrastructure must now solve for trust beyond digital rails

The next chapter of India’s fintech journey will depend on building a trusted ecosystem where innovation, regulation, and customer-centric design move together. Sustainable fintech growth in India will be driven by one core foundation—trust, enabled by data, strengthened by regulation, and powered by innovation. BFSI https://bfsi.economictimes.indiatimes.com/articles/building-trust-in-indias-fintech-infrastructure-key-insights-from-industry-leaders/131824800?utm_source=top_news&utm_medium=tagListing

FinTech 2.0 must move beyond EMI-led products

Speaking at the 5th edition of ETBFSI Finnext Summit 2026, the Reserve Bank Innovation Hub highlighted that India’s next phase of fintech growth will depend on cash-flow-led product design, trusted data access, and regulated partnerships. These foundational pillars are expected to drive innovation, strengthen financial inclusion, and enable sustainable growth across the fintech ecosystem.   […]

RBI issues final bank lending norms to REITs & InvITs

In a move aimed at broadening financing avenues, the RBI has authorized banks to lend directly to REITs and InvITs. However, the central bank has continued to enforce prudential safeguards governing exposure limits, asset quality, and repayment structures to ensure financial stability. Indian Banking News http://ndianbankingnews.com/news/rbi-issues-final-bank-lending-norms-to-reits-and-invits

RBI’s forex push may bring $60-70 bn inflows

The Reserve Bank of India’s (RBI) forex swap measures for FCNR(B) deposits and external commercial borrowings (ECBs) by state-owned companies could attract foreign capital inflows of $60–70 billion, according to India Ratings and Research. The move is also expected to provide support to the Indian rupee. Indian Banking News https://indianbankingnews.com/news/rbi-forex-push-may-bring-usd-60-70-bn-inflow

RBI’s OFCB window to ease banks’ funding costs amid deposit crunch

The Reserve Bank of India’s (RBI) concessional swap facility for overseas foreign currency borrowings (OFCBs) is expected to offer banks a cost-effective funding avenue, helping address ongoing deposit mobilisation challenges while supporting strong credit growth that continues to exceed deposit growth. Business Standard https://www.business-standard.com/finance/news/rbi-s-ofcb-window-to-ease-banks-funding-costs-amid-deposit-crunch-126061400499_1.html

Can foreign bond inflows strengthen the rupee and lower yields now?

Foreign bond inflows are generally considered beneficial for both currency stability and government financing. As overseas investors increase their holdings of government securities, demand for the rupee tends to strengthen, while higher demand for bonds can put downward pressure on yields, making government borrowing more cost-effective. https://www.business-standard.com/finance/news/foreign-bond-inflows-strengthen-rupee-lower-yields-126061101413_1.html

Biz growth, drop in delinquencies help micro lenders turn the corner

India’s microfinance sector recorded its first sequential portfolio expansion in seven quarters, while asset quality improved and disbursements reached a seven-quarter high. https://www.business-standard.com/finance/news/microfinance-portfolio-grows-in-q4-fy26-for-first-time-in-seven-quarters-126061201157_1.html