Rupee faces a two-phase FY27 path as Fed tightening risks resurface
Indian rupee is expected to follow a two-phase path in FY27. In the early part of the year, the rupee is likely to remain stable or slightly stronger due to steady capital inflows, controlled inflation, and supportive domestic conditions. However, in the later part of FY27, the rupee may come under pressure and weaken if […]
RBI likely to stay on hold through 2026 as growth concerns outweigh inflation ri ..
Reserve Bank of India (RBI) may not change interest rates for a long time (through 2026). 👉 This is because growth is becoming weak, and RBI wants to support the economy instead of raising rates to control inflation. economictimes https://bfsi.economictimes.indiatimes.com/articles/rbi-maintains-neutral-stance-on-rates-amid-economic-slowdown/131922667?utm_source=top_story&utm_medium=homepage
How NRI deposit composition has changed over the past decade
Over the past decade, NRI deposits have shifted from mainly rupee-based (NRE) accounts to more foreign currency (FCNR) and diversified deposits due to currency risk and global interest rate changes. This shift matters because India now relies more on dollar inflows, prompting RBI to make FCNR deposits more attractive. economictimes https://bfsi.economictimes.indiatimes.com/articles/transforming-trends-the-evolution-of-nri-deposits-over-the-last-decade/131922655?utm_source=top_story&utm_medium=homepage
Indian banks turn cautious on MSME lending as stress signals emerge
Indian banks are becoming more careful while giving loans to small businesses (MSMEs) as early signs of financial stress are being seen in the sector. Loan growth has slowed down to 12.7% in April 2026 compared to around 18–20% earlier. Also, the number of active loans is growing very slowly now. This shows banks are […]
RBI overhauls Lead Bank Scheme after review, issues new guidelines
The Reserve Bank of India has updated its Lead Bank Scheme to improve loan planning and financial services at the district level. The new rules (released on June 19) aim to increase loans to important sectors and make banking services more accessible to people. A new three-level committee system has been introduced to improve coordination […]
NHB probing Aavas Financiers over loan classification lapses
The sector regulator has recalled refinancing support worth nearly Rs 500 crore —a punitive action that has set off a sweeping leadership overhaul at the company. ET was the first to report on April 13 that managing director and CEO Sachinder Bhinder was being asked to step down, with Manu Singh — former home loans […]
Banks seek RBI clarity on leveraged NRI FCNR deposit structures
Indian banks have approached the Reserve Bank of India seeking clarity on allowing overseas branches to lend against FCNR(B) deposits. Some banks have already introduced leveraged products for NRIs, but clearer guidelines are needed. With the RBI’s special window closing in September, lenders are eager to expand these offerings and attract more NRI funds. […]
SBI raises its FCNR (B) game with 9x leverage play under RBI scheme
SBI has launched a 9x leverage facility on FCNR(B) deposits under RBI’s special scheme.For every $1 million deposited, customers can get loans up to $9 million.With a 6% deposit rate and 5.4% loan rate, returns can go up to around 14%. business-standard. https://www.business-standard.com/companies/news/sbi-raises-its-fcnr-b-game-with-9x-leverage-play-under-rbi-scheme-126062000002_1.html
Rich on paper, stressed in life: Are we managing our money, or is it managing us?
From college students to retirees, everyone is investing today.But when does smart investing turn into an unhealthy obsession financialexpress https://www.financialexpress.com/money/insights/rich-on-paper-stressed-in-life-are-we-managing-our-money-or-is-it-managing-us/4271977/?ref=hometop_hp
4.7% dividend yield, 67% ROCE: This stock is quietly placing new bets in EVs and data centers
A debt-free business, nearly ₹1,000 crore in annual free cash flow, and a 90% payout ratio. Can this dividend-paying machine keep rewarding shareholders for years to come? financialexpress https://www.financialexpress.com/market/stock-insights/dividend-hunter/4-7-dividend-yield-67-roce-this-stock-is-quietly-placing-new-bets-in-evs-and-data-centers/4271983/?ref=hometop_hp