SBI seeks priority sector status for all infra loans to boost investment
SBI (State Bank of India) has suggested a change to increase investment in infrastructure (like roads, railways, power, etc.). It said infrastructure loans should be counted as priority sector loans, so banks can lend more easily Or, these loans should be excluded from ANBC calculation, so banks don’t feel pressure from current rules Right now, […]
NBFCs drive securitisation issuances to record first-quarter high
NBFCs (non-banking financial companies) helped India’s securitisation market achieve its best-ever first quarter. The total amount increased by 22% compared to last year, reaching around ₹60,000 crore, according to Crisil Ratings. Around 98% of this came from NBFCs, which is different from earlier times when banks also contributed a lot. There was also a change […]
Indian banks curb short-term debt sales as RBI aids cheaper forex funding
Indian banks are borrowing less money through short-term loans called Certificates of Deposit (CDs) because they now have a cheaper and longer-lasting way to get funds. Recently, the Reserve Bank of India (RBI) encouraged banks to attract more foreign-currency deposits (money deposited in banks in currencies like US dollars). This has given banks an easier […]
Rising debt to AI boom: BIS flags 4 major risks threatening global economy
The Bank for International Settlements (BIS) says the global economy is facing risks due to rising government debt, uncertain returns from AI investments, high inflation, and weak financial systems. These challenges may slow down future economic growth and create instability worldwide. financialexpress https://www.financialexpress.com/business/news/rising-debt-to-ai-boom-bis-flags-4-major-risks-threatening-global-economy-why-governments-must-act-now/4278644/
Govt pushes PSU banks to develop loan products of up to ₹1 lakh each for street vendors
Indian banks can now give loans against FCNR(B) deposits, while the RBI will help manage currency risk through forex swaps on the main amount. This step is aimed at attracting more dollars into India and may increase FCNR(B) interest rates to around 6–7.1%. The RBI has also simplified rules for standby letters of credit and […]
These mid-cap stocks with ‘Strong Buy’ & ‘Buy’ recos can rally over 25%, according to analysts
It may be a good time to stay positive (bullish) on the market, but don’t ignore the risks. Valuations are still high, so stocks are not exactly cheap right now. Also, the recent Q4 earnings season was not very strong, which adds to the concern. So yes, stay optimistic—but invest carefully and stay alert […]
For investors who focus on the long term: 5 mid-cap stocks from different sectors with upside potential up to 28%
when companies start giving their business updates, especially FMCG and auto companies, and if they say that rural demand is weak, then stock prices in these sectors may fluctuate (go up and down). One possible reason for this could be a poor monsoon, which reduces farmers’ income and spending. It also suggests that investors should […]
These 6 private and public banking stocks have an upside of up to 26% in one year, according to analysts
investors need to better understand three key concepts when investing in banking stocks: relative performance (how a stock performs compared to others), absolute performance (the actual rise or fall in its price), and the overall context behind these movements. It also suggests that all three factors may change in the future. To help investors make […]
Rupee faces a two-phase FY27 path as Fed tightening risks resurface
Indian rupee is expected to follow a two-phase path in FY27. In the early part of the year, the rupee is likely to remain stable or slightly stronger due to steady capital inflows, controlled inflation, and supportive domestic conditions. However, in the later part of FY27, the rupee may come under pressure and weaken if […]
How NRI deposit composition has changed over the past decade
Over the past decade, NRI deposits have shifted from mainly rupee-based (NRE) accounts to more foreign currency (FCNR) and diversified deposits due to currency risk and global interest rate changes. This shift matters because India now relies more on dollar inflows, prompting RBI to make FCNR deposits more attractive. economictimes https://bfsi.economictimes.indiatimes.com/articles/transforming-trends-the-evolution-of-nri-deposits-over-the-last-decade/131922655?utm_source=top_story&utm_medium=homepage