Loan Against Property (LAP)
Unlock the Hidden Value of Your Real Estate Assets
What is Loan Against Property?
Loan Against Property is a secured loan where you pledge your Residential, Commercial, or Industrial property as collateral. It is an ideal way to raise long-term capital for business expansion, debt consolidation, or high-value personal expenses without selling your asset.
Benefit: LAP offers much lower interest rates compared to Personal Loans and has a much longer repayment tenure.
Eligibility & Requirements
Top Banks Offering Lowest LAP Rates
| Lenders | Interest Rate (p.a) |
|---|---|
| HDFC Bank | 8.75% – 10.50% |
| State Bank of India | 9.15% – 11.10% |
| ICICI Bank | 9.00% – 10.75% |
| Axis Bank | 9.25% – 11.50% |
| Kotak Mahindra Bank | 8.90% – 10.25% |
| Bajaj Finserv | 9.50% – 12.00% |
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Our Loan Against Property services ensure that you get the maximum Loan-to-Value (LTV) on your asset. By comparing top lenders like HDFC, ICICI, and SBI, we help you secure interest rates as low as 8.75%. Whether it's a Residential LAP or a Commercial Property Loan, our team manages the entire documentation and legal process, ensuring quick disbursal and absolute transparency.