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Companies are increasingly choosing commercial papers (CPs) to raise short-term funds instead of depending only on bank loans.

According to data from the Reserve Bank of India (RBI), companies raised ₹5.37 trillion through CPs during the April–June quarter of FY27 — marking the highest quarterly fundraising in the last 18 quarters.

In June alone, issuances touched ₹2.55 trillion, the highest monthly level in nearly five years.

This sharp rise shows that companies are actively looking for short-term funding options. Non-Banking Financial Companies (NBFCs), in particular, are using CPs to support loan growth and refinance existing debt.

As a result, commercial papers are once again gaining strong attention in the financial marke

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