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Axis Bank leads large private banks in loan, deposit growth in Q1FY27

Banks saw good growth in loans during April–June (Q1 FY27) because businesses needed more working capital loans due to rising costs. Among private banks, Axis Bank performed the best, with both loans and deposits growing by more than 18% compared to last year. Total loans (advances) reached ₹12.73 trillion (up 18.8%) Deposits increased to ₹13.73 […]

Bank of Maharashtra reports 27% loan growth, 13% deposit growth

Bank of Maharashtra showed strong growth this year: Total loans (advances) increased by 27%, reaching about ₹3.06 trillion Loans in retail, agriculture, and MSME (RAM) grew 25% to ₹1.87 trillion Corporate loans in India rose 21% to ₹1.11 trillion Total deposits increased by 13% to ₹3.44 trillion However, low-cost deposits (CASA) slightly dropped from 50% […]

NBFCs drive securitisation issuances to record first-quarter high

NBFCs (non-banking financial companies) helped India’s securitisation market achieve its best-ever first quarter. The total amount increased by 22% compared to last year, reaching around ₹60,000 crore, according to Crisil Ratings. Around 98% of this came from NBFCs, which is different from earlier times when banks also contributed a lot. There was also a change […]

SBI to hire 1,500 probationary officers this year to drive business growth

State Bank of India (SBI) is planning to hire 1,500 probationary officers (POs) this year to grow its business. Out of these, 1,446 are regular posts and 54 are backlog vacancies. Last date to apply: July 8 The whole selection process will likely finish by December Who can apply? You must be a graduate in […]

ToneTag unveils AI banking assistant for millions of small merchants

ToneTag has launched eKosha, an AI-powered voice assistant for merchants. It turns payment devices (POS machines) into banking service points, so banks can offer services without installing new infrastructure. Merchants can talk to the device in their own language to access: Banking services Loans Government schemes Business insights Banks can also sell more financial products […]

Where should you buy a home? Crisil maps India’s emerging housing hotspots

Demand for homes in Tier-2 cities has been growing quickly over the last five years. However, higher house prices and affordability issues mean buyers now need to be more careful about where and what they buy Housing demand in Tier-2 cities grew 14% annually over the last five years. Nagpur, Coimbatore, and Lucknow grew even […]

Indian banks curb short-term debt sales as RBI aids cheaper forex funding

Indian banks are borrowing less money through short-term loans called Certificates of Deposit (CDs) because they now have a cheaper and longer-lasting way to get funds. Recently, the Reserve Bank of India (RBI) encouraged banks to attract more foreign-currency deposits (money deposited in banks in currencies like US dollars). This has given banks an easier […]

Rupee opens 5 paise stronger at 94.35 against dollar after US, Iran agree to halt strikes

The rupee started the day slightly stronger (up by five paise) on June 29. It ignored the recent tension between the US and Iran because oil prices stayed steady. Meanwhile, traders did not take big actions and waited for upcoming talks between the two countries to keep the situation under control. moneycontrol https://www.moneycontrol.com/news/business/markets/rupee-opens-5-paise-stronger-at-94-35-against-dollar-after-us-iran-agree-to-halt-strikes-13960818.html